The BC government says bad drivers are going to face tougher penalties, as a way of making insurance rates fairer for drivers.
Attorney General David Eby says public feedback from 35-thousand people showed 82 percent of British Columbians believe risky drivers should pay more.
“Changes to our auto insurance rating system are long overdue,” says Eby. “The responses from the ICBC rate fairness engagement indicate the majority of British Columbians favour changes that will make insurance more affordable for low-risk drivers and see high-risk drivers pay increased insurance premiums to better reflect the risks they represent.”
Eby says they will be seeking approval for increases to start this fall for infractions like excessive speeding, impaired driving, distracted driving, and for minor driving violations.
Pictured: David Eby, Attorney General
He says if approved by the BC Utilities Commission, the increases will result in penalty amounts increasing by 20% in the first year, and an additional 20% in the next year.
Feedback also shows a majority of those who responded agree that:
* The option to pay back claims should be changed (currently, customers can repay vehicle damage claims and not have their premiums affected).
* A driver-based system would be more fair, as insurance rates would be tied to drivers, rather than vehicle owners.
* Driving convictions should play a greater role on premiums.
Feedback was mixed regarding the penalty amount owners should pay if a crash is caused by an unlisted driver, as well as whether distance driven should play a greater role in determining insurance rates.
“While moving quickly to implement changes for dangerous driving, we are also using this feedback to inform additional changes in the coming months to help make rates more fair for drivers,” said Eby. “This feedback will help ensure our improved auto insurance rating system is consistent with the values of British Columbians.”